HOW IT WORKS — PAYBILL GLOBAL

Send money across Africa · Buy & sell safely with Escrow Protection

No manual wallet top-up. Every payment is made at the last step using your local method.

1. Create Account & Verify Identity

  • Sign up with your email or phone number
  • Verify identity (ID + selfie depending on your country)
  • Set your PIN or biometric login
  • Your account is now active!

2. Send Money to 33 African Countries

  • Choose Send Money → Select country
  • Enter receiver: Mobile money, Bank, or PAYBILL username (instant)
  • Confirm live exchange rate & low fee
  • Pay only at the final step using M-Pesa, Airtel, MTN, Card, etc.
  • Money delivered instantly or in minutes
  • No wallet top-up needed — ever.

3. Start an Escrow Deal (100% Safe Transactions)

  • Buyer & seller chat and agree on terms
  • Buyer clicks “Proceed to Secure Payment”
  • Buyer pays with local method → Money locked in Escrow
  • Seller delivers product/service
  • Both confirm in chat → Funds released to seller
  • No one gets scammed — PAYBILL controls the money.

4. Marketplace — Buy & Sell Safely

  • Post products or services for free
  • Buyers browse, chat, and start escrow deals
  • Payment only happens at the last step
  • Delivery → Confirmation → Seller gets paid
  • Both users rate each other

5. Chat Inbox — Full Transparency

  • Dedicated chat for every deal
  • Negotiate, share photos, proof, tracking links
  • See real-time status: Payment Locked → In Transit → Released
  • Support agents can step in if needed

6. Wallet — For Receiving Only

  • You NEVER load money into the wallet
  • Wallet receives funds when:
  • • You complete a sale
  • • Escrow is released
  • • Someone sends you money
  • Acts only as your receiving account

7. Withdraw Anytime, Anywhere

  • Withdraw to M-Pesa, MTN, Airtel, Orange Money
  • Or directly to your bank account
  • Fast, trackable, and low fees

All the Steps — Simple & Secure

Send Money

Enter receiver → Confirm → Pay with local method → Sent

Escrow Deal

Chat → Agree → Buyer pays → Money locked → Delivery → Both confirm → Seller paid

Marketplace

Browse → Chat → Start deal → Pay at last step → Delivery → Release → Withdraw

PAYBILL Global Trusted Platform

Trusted by thousands across Africa

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Safe, Secure and trusted marketplace for buyers and selers worldwide

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